List of Collection Actions

Wage Garnishee
MVAR can require that employers make scheduled deductions from a debtor’s wage in order to fulfill payment responsibilities. (A wage garnishee attaches any wage over and above the debtor’s monthly exemption, plus up to 30% of net pay)

Bank Garnishee
MVAR can intercept monies payable to the debtor from bank accounts and other sources. (eg. Some mutual funds, rent or contract fees). Non-wage garnishees are placed to satisfy the outstanding debt. They may be used to collect funds until the arrears are paid in full or satisfactory payment arrangements are made with MVAR.

Federal Garnishee
These garnishees are issued in cooperation with the federal government and can attach funds that may be payable to the debtor from federal sources. Currently, this includes income tax refunds and GST rebates.

Motor Vehicle Registrations
MVAR may restrict the debtor’s access to motor vehicle services within the Province of Alberta. These include registrations, licence plates, driver’s licences, and abstracts.

Motor Vehicle Suspension
MVAR may suspend or disqualify a debtor from driving by revoking their driving privileges throughout Canada.

Writ at Personal Property Registry
MVAR can file the judgment with the Alberta Personal Property Registry as a writ against the name of the debtor and/or any personal property that the debtor may own, such as recreational or other vehicles. Once a writ is filed, the debtor may be prevented from transferring clear title to any property he or she wishes to sell. This can also be done in other Provinces.

Registration against Real Property
MVAR may register the judgment against any property at the Land Titles Registry. The registration can prevent the owner from re-mortgaging or selling the property without first making payment arrangements with MVAR. In some circumstances, MVAR may force the sale of real estate.

Piercing the Corporate Veil
MVAR may seize corporate shares if the debtor tries to shelter assets or income by keeping them in the name of a company. MVAR may seek a Court Order to reverse the transfer of assets to a company if it can demonstrate that this was done to avoid repayment of the judgment.

Payment Methods

• Cash
• Cheque
• Money Order or Certified Cheque
• Bank Draft
• Debit Card, Visa or MasterCard (Edmonton pay centre only)
• Assignment of Wages

All cheques, money orders and drafts should be payable to The Ministry of Finance

NOTE: We cannot do automatic withdrawals from your bank account at this time.

Address

Payments can be sent to Motor Vehicle Accident Recoveries at:

P.O. Box 11421 Edmonton AB T5J 3K6

If you would like to make a payment in person:

4th Floor, South Tower
Capital Health Building
10030 – 107 Street
Edmonton Alberta

Payment Do's:

• Send in a payment at least monthly.
• Important that your NAME and ACCOUNT NUMBER are printed on all payment transactions.
• Tell us in advance if you’re going to have difficulty making a payment.

Payment Dont's:

• Send cash in the mail. MVAR is not responsible for its loss.
• Go a month without paying without discussing it with us in advance.

If you are unable to make a payment for a month, be sure to contact MVAR
and make another suitable arrangement.

For debtors living in other countries, MVAR offers the following way to make payments:

• By Cheque
• Quick Collect:
  Payments can be made almost anywhere in the world, and MVAR will receive them. There are four easy steps to make your payment this way:
  
  1. Call 1-800-325-6000 to determine the Western Union agent nearest you.
  2. when you arrive with your payment, identify yourself as a Quick Collect customer and provide your account number.
  3. Complete the Quick Collect Payment Form, indicating Alberta Department of Justice as the payee and MVAR as the code city.
  4. Keep your receipt with your Quick Collect money transfer control number.